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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,877 | $109,411-80.0% | $89,435-75.5% | $158,982-86.2% |
| Participation rate | 44.4% | 74.3%-29.8pp | 68.0%-23.5pp | 82.0%-37.5pp |
| Annual return | 15.98% | 345.68%-329.7pp | 245.55%-229.6pp | 302.99%-287.0pp |
| Employer contribution / active EE | $898 | $3,173-71.7% | $2,587-65.3% | $4,763-81.1% |
| Participant deferral / active EE | $2,040 | $4,600-55.7% | $3,890-47.6% | $5,983-65.9% |
| Admin fee / account holder | $1,236 | $6,159-79.9% | $4,884-74.7% | $11,252-89.0% |