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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,064 | $96,388-66.7% | $80,627-60.2% | $139,466-77.0% |
| Participation rate | 50.0% | 73.6%-23.6pp | 67.0%-17.0pp | 80.3%-30.3pp |
| Annual return | 20.28% | 1352.08%-1331.8pp | 936.76%-916.5pp | 373.66%-353.4pp |
| Employer contribution / active EE | $1,409 | $3,260-56.8% | $2,723-48.3% | $4,754-70.4% |
| Participant deferral / active EE | $4,096 | $5,224-21.6% | $4,443-7.8% | $6,712-39.0% |
| Admin fee / account holder | $570 | $6,603-91.4% | $5,381-89.4% | $11,409-95.0% |