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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,970 | $104,953-81.9% | $84,637-77.6% | $152,909-87.6% |
| Participation rate | 33.3% | 74.8%-41.5pp | 68.2%-34.9pp | 82.5%-49.1pp |
| Annual return | 19.03% | 373.94%-354.9pp | 258.82%-239.8pp | 345.46%-326.4pp |
| Employer contribution / active EE | $826 | $3,304-75.0% | $2,653-68.9% | $4,764-82.7% |
| Participant deferral / active EE | $3,472 | $4,691-26.0% | $3,900-11.0% | $5,851-40.7% |
| Admin fee / account holder | $2,593 | $6,244-58.5% | $4,914-47.2% | $11,601-77.7% |