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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,503 | $93,124-79.1% | $77,100-74.7% | $134,545-85.5% |
| Participation rate | 71.4% | 74.5%-3.1pp | 67.9%+3.5pp | 81.2%-9.8pp |
| Annual return | -21.51% | 62.68%-84.2pp | 42.35%-63.9pp | 418.37%-439.9pp |
| Employer contribution / active EE | $1,640 | $3,421-52.1% | $2,815-41.7% | $4,742-65.4% |
| Participant deferral / active EE | $2,416 | $5,242-53.9% | $4,430-45.5% | $6,401-62.3% |
| Admin fee / account holder | $1,022 | $6,970-85.3% | $5,443-81.2% | $11,431-91.1% |