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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,089 | $100,203-68.0% | $85,240-62.4% | $145,897-78.0% |
| Participation rate | 64.3% | 74.1%-9.8pp | 67.5%-3.2pp | 80.3%-16.0pp |
| Annual return | 17.29% | 84.28%-67.0pp | 66.75%-49.5pp | 552.29%-535.0pp |
| Employer contribution / active EE | $2,003 | $3,242-38.2% | $2,735-26.8% | $4,663-57.0% |
| Participant deferral / active EE | $4,800 | $5,299-9.4% | $4,527+6.0% | $6,689-28.2% |
| Admin fee / account holder | $0 | $7,265-100.0% | $6,165-100.0% | $13,390-100.0% |