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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,539 | $102,422+241.3% | $147,117+137.6% | $80,959+331.7% |
| Participation rate | 93.9% | 75.9%+18.0pp | 82.2%+11.7pp | 67.7%+26.2pp |
| Annual return | 14.40% | 135.16%-120.8pp | 420.54%-406.1pp | 35.67%-21.3pp |
| Employer contribution / active EE | $3,315 | $3,717-10.8% | $4,932-32.8% | $2,757+20.2% |
| Participant deferral / active EE | $6,625 | $6,652-0.4% | $8,065-17.9% | $4,300+54.1% |
| Admin fee / account holder | $7,725 | $7,953-2.9% | $12,993-40.5% | $6,925+11.6% |