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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,052 | $76,608+37.1% | $56,077+87.3% | $145,877-28.0% |
| Participation rate | 28.6% | 63.2%-34.7pp | 52.5%-23.9pp | 80.3%-51.7pp |
| Annual return | 10.86% | 3009.59%-2998.7pp | 1709.28%-1698.4pp | 551.28%-540.4pp |
| Employer contribution / active EE | $305 | $1,382-78.0% | $1,040-70.7% | $4,663-93.5% |
| Participant deferral / active EE | $2,774 | $2,624+5.7% | $1,954+41.9% | $6,691-58.5% |
| Admin fee / account holder | $163 | $3,325-95.1% | $2,825-94.2% | $13,402-98.8% |