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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,447 | $110,551-39.0% | $80,741-16.5% | $167,536-59.7% |
| Participation rate | 40.0% | 64.0%-24.0pp | 54.2%-14.2pp | 82.1%-42.1pp |
| Annual return | 11.71% | 120.57%-108.9pp | 87.30%-75.6pp | 478.82%-467.1pp |
| Employer contribution / active EE | $358 | $1,543-76.8% | $1,160-69.1% | $4,839-92.6% |
| Participant deferral / active EE | $3,798 | $2,870+32.3% | $2,145+77.0% | $6,342-40.1% |
| Admin fee / account holder | $218 | $4,547-95.2% | $3,380-93.6% | $12,315-98.2% |