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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,074 | $108,285-52.8% | $77,552-34.1% | $158,982-67.9% |
| Participation rate | 37.5% | 64.4%-26.9pp | 54.2%-16.7pp | 82.0%-44.5pp |
| Annual return | 25.43% | 31.69%-6.3pp | 54.82%-29.4pp | 302.99%-277.6pp |
| Employer contribution / active EE | $383 | $1,325-71.1% | $987-61.2% | $4,763-92.0% |
| Participant deferral / active EE | $4,667 | $2,455+90.1% | $1,861+150.8% | $5,983-22.0% |
| Admin fee / account holder | $166 | $3,709-95.5% | $2,859-94.2% | $11,252-98.5% |