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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,907 | $104,116-82.8% | $71,089-74.8% | $135,380-86.8% |
| Participation rate | 100.0% | 65.7%+34.3pp | 54.6%+45.4pp | 82.6%+17.4pp |
| Annual return | -16.29% | 1256.51%-1272.8pp | 650.65%-666.9pp | 519.81%-536.1pp |
| Employer contribution / active EE | $789 | $1,485-46.9% | $1,088-27.5% | $4,779-83.5% |
| Participant deferral / active EE | $9,361 | $2,524+270.9% | $1,873+399.9% | $5,609+66.9% |
| Admin fee / account holder | $505 | $4,142-87.8% | $3,082-83.6% | $10,828-95.3% |