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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,863 | $84,628-26.9% | $61,501+0.6% | $134,545-54.0% |
| Participation rate | 0.0% | 62.2%-62.2pp | 52.6%-52.6pp | 81.2%-81.2pp |
| Annual return | -24.10% | 585.61%-609.7pp | 339.04%-363.1pp | 418.37%-442.5pp |
| Employer contribution / active EE | $408 | $1,545-73.6% | $1,160-64.8% | $4,742-91.4% |
| Participant deferral / active EE | $3,860 | $2,819+37.0% | $2,125+81.7% | $6,401-39.7% |
| Admin fee / account holder | $270 | $2,587-89.6% | $2,132-87.4% | $11,431-97.6% |