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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,475 | $101,499-41.4% | $147,005-59.5% | $74,546-20.2% |
| Participation rate | 75.6% | 75.5%0pp | 82.2%-6.6pp | 67.2%+8.4pp |
| Annual return | 16.17% | 8732.34%-8716.2pp | 418.76%-402.6pp | 1366.03%-1349.9pp |
| Employer contribution / active EE | $3,939 | $3,811+3.4% | $4,934-20.2% | $2,624+50.1% |
| Participant deferral / active EE | $6,511 | $7,304-10.9% | $8,070-19.3% | $4,347+49.8% |
| Admin fee / account holder | $2,264 | $1,748+29.5% | $13,006-82.6% | $1,944+16.5% |