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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,475 | $101,672-41.5% | $147,117-59.6% | $74,478-20.1% |
| Participation rate | 75.6% | 75.5%0pp | 82.2%-6.6pp | 67.2%+8.4pp |
| Annual return | 16.17% | 8757.83%-8741.7pp | 420.54%-404.4pp | 1370.56%-1354.4pp |
| Employer contribution / active EE | $3,939 | $3,813+3.3% | $4,932-20.1% | $2,626+50.0% |
| Participant deferral / active EE | $6,511 | $7,305-10.9% | $8,065-19.3% | $4,350+49.7% |
| Admin fee / account holder | $2,264 | $1,753+29.1% | $12,993-82.6% | $1,946+16.3% |