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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,542 | $76,608-28.8% | $56,077-2.7% | $145,877-62.6% |
| Participation rate | 82.4% | 63.2%+19.1pp | 52.5%+29.9pp | 80.3%+2.1pp |
| Annual return | 15.15% | 3009.59%-2994.4pp | 1709.28%-1694.1pp | 551.28%-536.1pp |
| Employer contribution / active EE | $1,229 | $1,382-11.0% | $1,040+18.2% | $4,663-73.6% |
| Participant deferral / active EE | $1,886 | $2,624-28.1% | $1,954-3.5% | $6,691-71.8% |
| Admin fee / account holder | $5,243 | $3,325+57.7% | $2,825+85.6% | $13,402-60.9% |