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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,960 | $81,763-45.0% | $58,561-23.2% | $139,466-67.8% |
| Participation rate | 100.0% | 61.3%+38.7pp | 50.9%+49.1pp | 80.3%+19.7pp |
| Annual return | 21.34% | 7427.77%-7406.4pp | 4251.33%-4230.0pp | 373.66%-352.3pp |
| Employer contribution / active EE | $4,341 | $1,398+210.5% | $1,053+312.1% | $4,754-8.7% |
| Participant deferral / active EE | $2,091 | $2,555-18.1% | $1,923+8.8% | $6,712-68.8% |
| Admin fee / account holder | $651 | $3,273-80.1% | $2,520-74.2% | $11,409-94.3% |