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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,894 | $108,285-69.6% | $77,552-57.6% | $158,982-79.3% |
| Participation rate | 100.0% | 64.4%+35.6pp | 54.2%+45.8pp | 82.0%+18.0pp |
| Annual return | 12.32% | 31.69%-19.4pp | 54.82%-42.5pp | 302.99%-290.7pp |
| Employer contribution / active EE | $5,739 | $1,325+333.2% | $987+481.7% | $4,763+20.5% |
| Participant deferral / active EE | $1,279 | $2,455-47.9% | $1,861-31.3% | $5,983-78.6% |
| Admin fee / account holder | $1,980 | $3,709-46.6% | $2,859-30.7% | $11,252-82.4% |