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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,748 | $108,695-71.7% | $74,722-58.8% | $152,897-79.9% |
| Participation rate | 94.1% | 65.4%+28.8pp | 54.5%+39.7pp | 82.5%+11.7pp |
| Annual return | 15.74% | 114.11%-98.4pp | 753.11%-737.4pp | 345.43%-329.7pp |
| Employer contribution / active EE | $4,235 | $1,504+181.5% | $1,084+290.6% | $4,764-11.1% |
| Participant deferral / active EE | $1,119 | $2,712-58.8% | $1,963-43.0% | $5,851-80.9% |
| Admin fee / account holder | $585 | $4,906-88.1% | $3,335-82.4% | $11,599-95.0% |