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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,010 | $104,116-76.9% | $71,089-66.2% | $135,380-82.3% |
| Participation rate | 100.0% | 65.7%+34.3pp | 54.6%+45.4pp | 82.6%+17.4pp |
| Annual return | -8.51% | 1256.51%-1265.0pp | 650.65%-659.2pp | 519.81%-528.3pp |
| Employer contribution / active EE | $6,970 | $1,485+369.4% | $1,088+540.8% | $4,779+45.9% |
| Participant deferral / active EE | $1,392 | $2,524-44.9% | $1,873-25.7% | $5,609-75.2% |
| Admin fee / account holder | $503 | $4,142-87.8% | $3,082-83.7% | $10,828-95.4% |