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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,696 | $100,139-64.4% | $85,187-58.1% | $145,884-75.5% |
| Participation rate | 87.0% | 74.1%+12.9pp | 67.5%+19.4pp | 80.3%+6.7pp |
| Annual return | 59.51% | 84.15%-24.6pp | 66.67%-7.2pp | 551.85%-492.3pp |
| Employer contribution / active EE | $2,520 | $3,238-22.2% | $2,732-7.8% | $4,662-45.9% |
| Participant deferral / active EE | $3,546 | $5,296-33.0% | $4,525-21.6% | $6,690-47.0% |
| Admin fee / account holder | $1,290 | $7,262-82.2% | $6,162-79.1% | $13,392-90.4% |