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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,889 | $96,361-86.6% | $80,607-84.0% | $139,456-90.8% |
| Participation rate | 90.0% | 73.6%+16.4pp | 67.0%+23.0pp | 80.3%+9.7pp |
| Annual return | 21.55% | 1350.95%-1329.4pp | 936.11%-914.6pp | 373.45%-351.9pp |
| Employer contribution / active EE | $2,579 | $3,262-21.0% | $2,724-5.3% | $4,753-45.7% |
| Participant deferral / active EE | $3,069 | $5,232-41.3% | $4,448-31.0% | $6,711-54.3% |
| Admin fee / account holder | $363 | $6,601-94.5% | $5,379-93.3% | $11,407-96.8% |