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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,986 | $93,098-91.4% | $77,081-89.6% | $134,509-94.1% |
| Participation rate | 94.7% | 74.5%+20.2pp | 67.9%+26.8pp | 81.2%+13.5pp |
| Annual return | -21.01% | 62.63%-83.6pp | 42.33%-63.3pp | 418.13%-439.1pp |
| Employer contribution / active EE | $2,654 | $3,419-22.4% | $2,813-5.7% | $4,741-44.0% |
| Participant deferral / active EE | $4,227 | $5,239-19.3% | $4,428-4.5% | $6,400-34.0% |
| Admin fee / account holder | $337 | $6,945-95.1% | $5,427-93.8% | $11,427-97.0% |