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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,625 | $166,020-43.6% | $164,866-43.2% | $145,959-35.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 22.42% | 100.08%-77.7pp | 69.97%-47.5pp | 561.95%-539.5pp |
| Employer contribution / active EE | $12,034 | $5,275+128.1% | $4,343+177.1% | $4,661+158.2% |
| Participant deferral / active EE | $8,371 | $6,961+20.3% | $6,033+38.8% | $6,689+25.2% |
| Admin fee / account holder | $997 | $16,644-94.0% | $12,689-92.1% | $13,398-92.6% |