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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,254 | $142,361-53.5% | $119,608-44.6% | $134,509-50.7% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -21.12% | -12.46%-8.7pp | -14.98%-6.1pp | 418.13%-439.3pp |
| Employer contribution / active EE | $2,897 | $5,224-44.5% | $4,232-31.6% | $4,741-38.9% |
| Participant deferral / active EE | $7,122 | $6,468+10.1% | $5,601+27.1% | $6,400+11.3% |
| Admin fee / account holder | $326 | $13,588-97.6% | $10,326-96.8% | $11,427-97.1% |