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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,188 | $152,592-71.0% | $125,180-64.7% | $152,885-71.1% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 32.64% | 54.84%-22.2pp | 43.79%-11.2pp | 345.39%-312.8pp |
| Employer contribution / active EE | $5,803 | $4,947+17.3% | $3,866+50.1% | $4,763+21.8% |
| Participant deferral / active EE | $9,389 | $5,868+60.0% | $4,937+90.2% | $5,851+60.5% |
| Admin fee / account holder | $408 | $13,435-97.0% | $9,703-95.8% | $11,598-96.5% |