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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,005 | $100,811-49.4% | $86,698-41.2% | $134,545-62.1% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -12.72% | 29.11%-41.8pp | 35.96%-48.7pp | 418.37%-431.1pp |
| Employer contribution / active EE | $5,996 | $3,490+71.8% | $2,837+111.4% | $4,742+26.5% |
| Participant deferral / active EE | $7,206 | $5,339+35.0% | $4,656+54.8% | $6,401+12.6% |
| Admin fee / account holder | $522 | $10,926-95.2% | $7,492-93.0% | $11,431-95.4% |