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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,884 | $124,346-58.3% | $111,306-53.4% | $167,553-69.0% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 12.08% | 37.46%-25.4pp | 54.67%-42.6pp | 478.89%-466.8pp |
| Employer contribution / active EE | $7,231 | $3,438+110.3% | $2,732+164.7% | $4,840+49.4% |
| Participant deferral / active EE | $8,593 | $5,182+65.8% | $4,488+91.5% | $6,343+35.5% |
| Admin fee / account holder | $913 | $10,623-91.4% | $7,966-88.5% | $12,316-92.6% |