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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,485 | $112,131-63.0% | $95,964-56.8% | $158,982-73.9% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 16.03% | 171.19%-155.2pp | 91.64%-75.6pp | 302.99%-287.0pp |
| Employer contribution / active EE | $5,680 | $3,199+77.5% | $2,541+123.5% | $4,763+19.3% |
| Participant deferral / active EE | $7,210 | $4,784+50.7% | $4,167+73.0% | $5,983+20.5% |
| Admin fee / account holder | $523 | $10,136-94.8% | $6,797-92.3% | $11,252-95.3% |