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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,333 | $110,240-48.0% | $96,544-40.6% | $139,487-58.9% |
| Participation rate | 93.8% | 78.1%+15.6pp | 76.0%+17.8pp | 80.3%+13.4pp |
| Annual return | 10.21% | 26.41%-16.2pp | 25.88%-15.7pp | 373.84%-363.6pp |
| Employer contribution / active EE | $5,699 | $3,622+57.3% | $2,966+92.1% | $4,755+19.9% |
| Participant deferral / active EE | $6,492 | $5,549+17.0% | $4,851+33.8% | $6,713-3.3% |
| Admin fee / account holder | $3,297 | $11,602-71.6% | $8,254-60.1% | $11,407-71.1% |