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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,802 | $76,551-48.0% | $123,894-67.9% | $62,881-36.7% |
| Participation rate | 62.7% | 73.0%-10.2pp | 81.4%-18.7pp | 69.3%-6.6pp |
| Annual return | 149.39% | 18.68%+130.7pp | 47.52%+101.9pp | 20.14%+129.3pp |
| Employer contribution / active EE | $1,939 | $2,882-32.7% | $4,617-58.0% | $2,281-15.0% |
| Participant deferral / active EE | $6,856 | $4,840+41.7% | $5,984+14.6% | $3,203+114.1% |
| Admin fee / account holder | $3,608 | $4,826-25.2% | $8,357-56.8% | $4,296-16.0% |