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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,003 | $85,766-35.9% | $136,298-59.6% | $70,126-21.6% |
| Participation rate | 46.4% | 74.2%-27.7pp | 81.9%-35.5pp | 69.5%-23.1pp |
| Annual return | 26.05% | 31.46%-5.4pp | 5156.27%-5130.2pp | 73.15%-47.1pp |
| Employer contribution / active EE | $1,522 | $2,966-48.7% | $4,696-67.6% | $2,343-35.0% |
| Participant deferral / active EE | $7,003 | $5,051+38.6% | $6,247+12.1% | $3,332+110.2% |
| Admin fee / account holder | $2,316 | $5,421-57.3% | $9,244-74.9% | $4,645-50.1% |