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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,233 | $93,617-35.7% | $135,982-55.7% | $75,177-19.9% |
| Participation rate | 90.4% | 75.2%+15.2pp | 81.9%+8.5pp | 67.2%+23.2pp |
| Annual return | 32.39% | 30.89%+1.5pp | 68.32%-35.9pp | 160.75%-128.4pp |
| Employer contribution / active EE | $9,290 | $3,538+162.5% | $4,859+91.2% | $2,671+247.8% |
| Participant deferral / active EE | $13,205 | $6,406+106.1% | $7,760+70.2% | $4,126+220.0% |
| Admin fee / account holder | $12,395 | $6,980+77.6% | $10,767+15.1% | $5,651+119.3% |