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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,982 | $77,817-31.9% | $123,553-57.1% | $64,173-17.4% |
| Participation rate | 68.8% | 74.7%-6.0pp | 82.3%-13.5pp | 69.6%-0.8pp |
| Annual return | 7.48% | 12.49%-5.0pp | 119.21%-111.7pp | 7.63%-0.2pp |
| Employer contribution / active EE | $2,642 | $3,014-12.3% | $4,628-42.9% | $2,381+11.0% |
| Participant deferral / active EE | $11,375 | $5,240+117.1% | $6,426+77.0% | $3,470+227.8% |
| Admin fee / account holder | $17,642 | $5,519+219.6% | $9,284+90.0% | $4,887+261.0% |