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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,459 | $29,667-27.7% | $56,441-62.0% | $80,874-73.5% |
| Participation rate | 57.1% | 41.7%+15.5pp | 52.5%+4.6pp | 67.6%-10.5pp |
| Annual return | 22.67% | 35.22%-12.6pp | 1704.21%-1681.5pp | 35.62%-12.9pp |
| Employer contribution / active EE | $712 | $669+6.4% | $1,039-31.5% | $2,756-74.2% |
| Participant deferral / active EE | $1,729 | $1,227+41.0% | $1,953-11.5% | $4,297-59.8% |
| Admin fee / account holder | $241 | $2,429-90.1% | $2,829-91.5% | $6,935-96.5% |