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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,459 | $29,736-27.8% | $56,033-61.7% | $80,935-73.5% |
| Participation rate | 57.1% | 41.7%+15.4pp | 52.5%+4.7pp | 67.7%-10.5pp |
| Annual return | 22.67% | 35.28%-12.6pp | 1711.38%-1688.7pp | 35.66%-13.0pp |
| Employer contribution / active EE | $712 | $671+6.1% | $1,041-31.6% | $2,757-74.2% |
| Participant deferral / active EE | $1,729 | $1,228+40.8% | $1,954-11.5% | $4,299-59.8% |
| Admin fee / account holder | $241 | $2,434-90.1% | $2,827-91.5% | $6,924-96.5% |