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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,654 | $108,685-90.2% | $74,719-85.7% | $152,885-93.0% |
| Participation rate | 66.7% | 65.3%+1.3pp | 54.5%+12.2pp | 82.5%-15.8pp |
| Annual return | 30.46% | 114.09%-83.6pp | 753.05%-722.6pp | 345.39%-314.9pp |
| Employer contribution / active EE | $1,976 | $1,504+31.4% | $1,084+82.3% | $4,763-58.5% |
| Participant deferral / active EE | $7,158 | $2,712+163.9% | $1,963+264.6% | $5,851+22.3% |
| Admin fee / account holder | $756 | $4,905-84.6% | $3,334-77.3% | $11,598-93.5% |