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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,376 | $27,632-26.3% | $61,399-66.8% | $68,495-70.3% |
| Participation rate | 28.6% | 39.5%-10.9pp | 52.6%-24.0pp | 67.9%-39.3pp |
| Annual return | -21.14% | -13.24%-7.9pp | 338.81%-360.0pp | -7.84%-13.3pp |
| Employer contribution / active EE | $458 | $696-34.2% | $1,159-60.5% | $2,596-82.4% |
| Participant deferral / active EE | $1,514 | $1,264+19.8% | $2,124-28.7% | $4,028-62.4% |
| Admin fee / account holder | $17 | $2,010-99.2% | $2,131-99.2% | $5,403-99.7% |