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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,201 | $156,398-27.0% | $147,318-22.5% | $138,895-17.8% |
| Participation rate | 76.5% | 83.8%-7.3pp | 82.1%-5.6pp | 79.9%-3.4pp |
| Annual return | 16.82% | 78.75%-61.9pp | 70.43%-53.6pp | 145.39%-128.6pp |
| Employer contribution / active EE | $4,840 | $4,853-0.3% | $4,593+5.4% | $4,194+15.4% |
| Participant deferral / active EE | $9,906 | $8,237+20.3% | $7,906+25.3% | $6,396+54.9% |
| Admin fee / account holder | $3,078 | $14,976-79.4% | $13,708-77.5% | $12,562-75.5% |