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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,982 | $157,296-86.0% | $141,191-84.4% | $152,897-85.6% |
| Participation rate | 75.0% | 84.8%-9.8pp | 82.5%-7.5pp | 82.5%-7.5pp |
| Annual return | 25.31% | 64.34%-39.0pp | 71.41%-46.1pp | 345.43%-320.1pp |
| Employer contribution / active EE | $2,735 | $5,262-48.0% | $4,736-42.2% | $4,764-42.6% |
| Participant deferral / active EE | $4,876 | $7,111-31.4% | $6,710-27.3% | $5,851-16.7% |
| Admin fee / account holder | $3,257 | $12,125-73.1% | $10,264-68.3% | $11,599-71.9% |