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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,370 | $148,623-64.8% | $135,974-61.5% | $139,466-62.4% |
| Participation rate | 83.3% | 83.9%-0.5pp | 81.9%+1.4pp | 80.3%+3.0pp |
| Annual return | 31.79% | 79.30%-47.5pp | 68.30%-36.5pp | 373.66%-341.9pp |
| Employer contribution / active EE | $4,398 | $5,246-16.2% | $4,859-9.5% | $4,754-7.5% |
| Participant deferral / active EE | $8,300 | $8,103+2.4% | $7,760+7.0% | $6,712+23.7% |
| Admin fee / account holder | $3,723 | $12,406-70.0% | $10,767-65.4% | $11,409-67.4% |