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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,350 | $138,076-90.3% | $123,553-89.2% | $135,380-90.1% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | -14.42% | 153.70%-168.1pp | 119.21%-133.6pp | 519.81%-534.2pp |
| Employer contribution / active EE | $2,022 | $5,152-60.8% | $4,628-56.3% | $4,779-57.7% |
| Participant deferral / active EE | $3,744 | $6,800-44.9% | $6,426-41.7% | $5,609-33.3% |
| Admin fee / account holder | $291 | $10,917-97.3% | $9,284-96.9% | $10,828-97.3% |