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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,405 | $29,736+12.3% | $56,033-40.4% | $80,935-58.7% |
| Participation rate | 48.4% | 41.7%+6.7pp | 52.5%-4.1pp | 67.7%-19.3pp |
| Annual return | 12.71% | 35.28%-22.6pp | 1711.38%-1698.7pp | 35.66%-23.0pp |
| Employer contribution / active EE | $790 | $671+17.7% | $1,041-24.1% | $2,757-71.3% |
| Participant deferral / active EE | $2,480 | $1,228+101.9% | $1,954+26.9% | $4,299-42.3% |
| Admin fee / account holder | $2,144 | $2,434-11.9% | $2,827-24.1% | $6,924-69.0% |