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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,345 | $27,924-27.1% | $58,544-65.2% | $75,181-72.9% |
| Participation rate | 60.7% | 38.8%+21.9pp | 50.9%+9.9pp | 67.2%-6.5pp |
| Annual return | 18.52% | 44.20%-25.7pp | 4249.56%-4231.0pp | 160.69%-142.2pp |
| Employer contribution / active EE | $1,025 | $669+53.2% | $1,053-2.6% | $2,671-61.6% |
| Participant deferral / active EE | $2,545 | $1,202+111.8% | $1,923+32.4% | $4,126-38.3% |
| Admin fee / account holder | $2,328 | $1,726+34.9% | $2,520-7.6% | $5,650-58.8% |