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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,943 | $28,624+81.5% | $53,647-3.2% | $82,637-37.1% |
| Participation rate | 52.0% | 47.3%+4.7pp | 56.3%-4.3pp | 68.1%-16.1pp |
| Annual return | 21.42% | 664.98%-643.6pp | 358.33%-336.9pp | 53.51%-32.1pp |
| Employer contribution / active EE | $861 | $637+35.2% | $962-10.5% | $2,552-66.3% |
| Participant deferral / active EE | $3,016 | $1,196+152.2% | $1,813+66.3% | $4,126-26.9% |
| Admin fee / account holder | $2,323 | $2,022+14.9% | $2,460-5.6% | $7,339-68.3% |