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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,312 | $107,030-94.1% | $73,550-91.4% | $147,586-95.7% |
| Participation rate | 80.0% | 66.4%+13.6pp | 54.9%+25.1pp | 82.8%-2.8pp |
| Annual return | 0.00% | 38.25%-38.2pp | -15.16%+15.2pp | 578.59%-578.6pp |
| Employer contribution / active EE | $951 | $1,760-46.0% | $1,219-22.0% | $4,876-80.5% |
| Participant deferral / active EE | $4,271 | $2,458+73.7% | $1,804+136.7% | $5,439-21.5% |
| Admin fee / account holder | $642 | $3,055-79.0% | $2,320-72.3% | $10,886-94.1% |