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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,893 | $84,628-68.2% | $61,501-56.3% | $134,545-80.0% |
| Participation rate | 18.2% | 62.2%-44.0pp | 52.6%-34.4pp | 81.2%-63.1pp |
| Annual return | -21.14% | 585.61%-606.7pp | 339.04%-360.2pp | 418.37%-439.5pp |
| Employer contribution / active EE | $684 | $1,545-55.7% | $1,160-41.0% | $4,742-85.6% |
| Participant deferral / active EE | $1,297 | $2,819-54.0% | $2,125-38.9% | $6,401-79.7% |
| Admin fee / account holder | $899 | $2,587-65.3% | $2,132-57.8% | $11,431-92.1% |