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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,914 | $110,629-74.8% | $80,784-65.4% | $167,553-83.3% |
| Participation rate | 25.0% | 64.0%-39.0pp | 54.2%-29.2pp | 82.1%-57.1pp |
| Annual return | 25.27% | 120.58%-95.3pp | 87.31%-62.0pp | 478.89%-453.6pp |
| Employer contribution / active EE | $723 | $1,543-53.1% | $1,160-37.7% | $4,840-85.1% |
| Participant deferral / active EE | $1,457 | $2,871-49.3% | $2,145-32.1% | $6,343-77.0% |
| Admin fee / account holder | $222 | $4,547-95.1% | $3,380-93.4% | $12,316-98.2% |