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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,600 | $81,749-62.6% | $58,544-47.7% | $139,456-78.1% |
| Participation rate | 27.3% | 61.3%-34.1pp | 50.9%-23.6pp | 80.3%-53.1pp |
| Annual return | 21.71% | 7425.45%-7403.7pp | 4249.56%-4227.8pp | 373.45%-351.7pp |
| Employer contribution / active EE | $865 | $1,398-38.1% | $1,053-17.9% | $4,753-81.8% |
| Participant deferral / active EE | $1,562 | $2,555-38.9% | $1,923-18.8% | $6,711-76.7% |
| Admin fee / account holder | $1,165 | $3,272-64.4% | $2,520-53.8% | $11,407-89.8% |