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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,450 | $32,117-86.1% | $71,089-93.7% | $64,173-93.1% |
| Participation rate | 100.0% | 42.7%+57.3pp | 54.6%+45.4pp | 69.6%+30.4pp |
| Annual return | -14.79% | -5.57%-9.2pp | 650.65%-665.4pp | 7.63%-22.4pp |
| Employer contribution / active EE | $866 | $712+21.6% | $1,088-20.4% | $2,381-63.6% |
| Participant deferral / active EE | $1,629 | $1,263+29.0% | $1,873-13.0% | $3,470-53.1% |
| Admin fee / account holder | $328 | $2,759-88.1% | $3,082-89.4% | $4,887-93.3% |