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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,772 | $27,943-0.6% | $58,507-52.5% | $75,177-63.1% |
| Participation rate | 93.2% | 38.8%+54.4pp | 50.9%+42.4pp | 67.2%+26.0pp |
| Annual return | 12.70% | 44.22%-31.5pp | 4252.32%-4239.6pp | 160.75%-148.1pp |
| Employer contribution / active EE | $2,598 | $670+288.0% | $1,053+146.7% | $2,671-2.7% |
| Participant deferral / active EE | $1,402 | $1,202+16.6% | $1,922-27.1% | $4,126-66.0% |
| Admin fee / account holder | $809 | $1,727-53.1% | $2,486-67.4% | $5,651-85.7% |