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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,823 | $29,736-13.2% | $56,033-53.9% | $80,935-68.1% |
| Participation rate | 88.9% | 41.7%+47.2pp | 52.5%+36.4pp | 67.7%+21.2pp |
| Annual return | 10.16% | 35.28%-25.1pp | 1711.38%-1701.2pp | 35.66%-25.5pp |
| Employer contribution / active EE | $2,533 | $671+277.2% | $1,041+143.3% | $2,757-8.1% |
| Participant deferral / active EE | $1,889 | $1,228+53.8% | $1,954-3.3% | $4,299-56.1% |
| Admin fee / account holder | $1,045 | $2,434-57.0% | $2,827-63.0% | $6,924-84.9% |