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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,505 | $39,036-34.7% | $80,784-68.4% | $85,851-70.3% |
| Participation rate | 95.1% | 41.6%+53.5pp | 54.2%+40.9pp | 69.3%+25.8pp |
| Annual return | 125.44% | 26.31%+99.1pp | 87.31%+38.1pp | 318.63%-193.2pp |
| Employer contribution / active EE | $2,070 | $722+186.6% | $1,160+78.4% | $2,565-19.3% |
| Participant deferral / active EE | $1,832 | $1,326+38.2% | $2,145-14.6% | $3,952-53.6% |
| Admin fee / account holder | $313 | $2,429-87.1% | $3,380-90.7% | $6,261-95.0% |