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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,823 | $48,118+7.7% | $136,833-62.1% | $94,015-44.9% |
| Participation rate | 57.7% | 47.4%+10.3pp | 59.0%-1.3pp | 70.8%-13.1pp |
| Annual return | 27.34% | 14.65%+12.7pp | 35.32%-8.0pp | 17.84%+9.5pp |
| Employer contribution / active EE | $949 | $821+15.6% | $1,319-28.0% | $2,790-66.0% |
| Participant deferral / active EE | $2,572 | $1,651+55.8% | $2,441+5.4% | $4,249-39.5% |
| Admin fee / account holder | $276 | $3,059-91.0% | $4,706-94.1% | $8,951-96.9% |