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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,823 | $36,948+40.3% | $73,658-29.6% | $87,485-40.8% |
| Participation rate | 57.7% | 46.8%+10.9pp | 57.0%+0.7pp | 68.9%-11.2pp |
| Annual return | 27.34% | 28.64%-1.3pp | 29.72%-2.4pp | 26.06%+1.3pp |
| Employer contribution / active EE | $949 | $670+41.6% | $1,032-8.1% | $2,596-63.4% |
| Participant deferral / active EE | $2,572 | $1,379+86.5% | $2,062+24.7% | $4,274-39.8% |
| Admin fee / account holder | $276 | $2,531-89.1% | $3,357-91.8% | $7,775-96.4% |