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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,823 | $29,319+76.8% | $52,425-1.1% | $82,448-37.1% |
| Participation rate | 57.7% | 46.9%+10.8pp | 55.6%+2.1pp | 68.1%-10.4pp |
| Annual return | 27.34% | 535.20%-507.9pp | 302.12%-274.8pp | 41.64%-14.3pp |
| Employer contribution / active EE | $949 | $586+61.8% | $914+3.8% | $2,551-62.8% |
| Participant deferral / active EE | $2,572 | $1,171+119.5% | $1,790+43.6% | $4,139-37.9% |
| Admin fee / account holder | $276 | $1,962-85.9% | $2,495-88.9% | $7,234-96.2% |